Guarantee of ABC Portage
Umbrellas allow experts to provide services to a business customer and negotiate the terms on total autonomy while benefiting from the protection of employment status.
In France, employment entitles you to a range of social security benefits including unemployment insurance, healthcare and pensions, as long as you pay taxes and French social security.
ABC Portage acts as a channel between you and the client. Thus, it will manage the administrative aspects of the job such as timesheet, taxes and other fees. You technically become their employee but still work as an independent collaborator and can discuss the terms on contracts with clients as it best suits you.
France has one of the best regulations for umbrellas. Indeed, in 2008 the French government recognized umbrella companies. The Labor Code clearly defines the portage as « a set of contractual relations organized between a porter, a person scope and client companies which include the umbrella system and the remuneration for its delivery to the client by the porting company. It guarantees the rights of the person brought on his contribution of customers. »
Governing Collective Labor Agreement
Any person who carries out paid work and is considered an employee is protected by employment law rules. Since the French government recognized umbrella companies as a valid model, all the consultants have access to benefits and are protected by the rules of work legislation.
In 2015, the government presented a Government Ordinance that sets the conditions exercise of the umbrella companies:
- Umbrella companies are not permitted for job roles that do not require a professional qualification.
- Implementation of a wage guarantee for the benefit of the employees.
- Payroll and unemployment insurance are compatible.
- Creation of a contract of employment in salary, which can be fixed term contract or indefinite contract.
- Recognition of the rights opened by these contracts with Pôle Emploi.
In order to establish the objectives and terms of the project, ABC Portage will sign a contractual agreement and a work order with consultants. The documents are compliant with the governing Collective Labor Agreement and offer guarantee that the activities are developed under the provision of business development services.
Since part of the social security contribution goes to insurance for medical expenses, as an employee you will be reimbursed of most of the medical expenses including private practice doctors, pharmacy, hospitalization, optical costs, dental costs, among others.
This is the coverage plan you can benefit from:
|Care and treatments||Coverage by the French Social Security System|
|Doctor’s fees (within the coordinated healthcare pathway through your primary-care physician)||70%|
|Doctor’s fees (outside the coordinated healthcare pathway)||30%|
|Licensed health workers’ fees||60%|
|Pharmaceuticals||100%, 65%, 30%, or 15% depending on the recognized « medical service rendered »|
|Care and hospitalizations in connection with a long-term illness||100%|
|Hospital stays of 30 days or less||80%|
|Hospitalization from the 31st day and beyond||100%|
|Hospital stays that include an extensive procedure with a fee of 120€ or more||100%
18 € will be deducted from your reimbursement